Help CentreTPD Insurance in Super: A Safety Net
Total & permanent disablement (TPD) insurance within your superannuation acts as a vital financial backup if injuries or illnesses disrupt your ability to work. It’s there to support you through life’s unexpected challenges.
Who Is Eligible for a TPD Claim
To be eligible for a TPD claim, you generally need to:
- Prove that an illness or injury prevents you from returning to your job or any other suitable work.
- Demonstrate that this condition is likely permanent.
- Fulfill any required waiting periods.
Example Case:
Take Sarah, for instance, a construction worker who sustained a severe spinal injury. Her condition makes it impossible to continue her current job, although she might work in a different role in the future. Because her original profession is no longer an option, she is eligible for a TPD claim.
Have Multiple Super Accounts?
Each super account you have may include its own TPD insurance. If you’ve changed jobs, you could potentially claim from each account.
How Much Could You Get?
The amount you receive from a TPD claim depends on several factors, especially the terms of your super policy. While the average claim is around $146,000, individual circumstances can lead to different amounts.
The Benefits of TPD Claims Through Super
TPD claims can provide essential support, covering medical bills, therapy, and daily expenses. They're designed to give you financial security when you face significant health challenges.
How Claimsplus Lawyers Simplify Your Claim Process
Navigating TPD claims can be complex. At Claimsplus Lawyers, we are experienced TPD claim specialists, making the process smoother and more understandable.
Have Questions?
Feel free to contact us for more information or help with your TPD claim.
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