Superannuation Claims: Basics

Understanding Superannuation and Making Super Claims

Superannuation is more than just a retirement savings fund—it’s a financial safety net designed to support you through life’s uncertainties. Many Australians are unaware that their super often includes insurance benefits, such as Total and Permanent Disability (TPD) or Income Protection (IP) insurance, which can provide financial relief during illness, injury, or other challenging times.

At Claimsplus Lawyers, we specialise in helping individuals navigate the complexities of superannuation and access their entitlements, ensuring you receive the financial support you deserve.

What is Superannuation?

Superannuation is a retirement savings system that accumulates contributions throughout your working life to provide financial security in retirement. However, it’s more than just a retirement fund—it often includes:

Key Features of Superannuation:

• Insurance Coverage: Many super funds include insurance benefits such as TPD, Income Protection, and Trauma Cover.
• Financial Support: Super can provide crucial assistance during illness, injury, or life-altering events.

Superannuation serves as both a long-term safeguard for your future and a financial lifeline when you need it most.

Why is Super Crucial?

Superannuation is essential for:

Planning for the Future:

• Builds a secure financial foundation for retirement.
• Ensures peace of mind as you age.

Managing Life’s Challenges:

• Provides access to insurance benefits within your super fund.
• Offers financial relief when health or circumstances affect your ability to work.

Whether you’re planning for retirement or facing immediate challenges, superannuation is a versatile and valuable resource.

Super Claims Expertise at Claimsplus Lawyers

At Claimsplus Lawyers, we specialise in all aspects of superannuation claims, ensuring you can access the financial support available to you.

Types of Super Claims We Handle:

• TPD Claims: For those unable to work again due to permanent disability.
• Income Protection Claims: Monthly payments to replace a portion of your income during temporary absences from work due to illness or injury.
• Death, Terminal Illness, and Trauma Claims: Financial support for life-altering events, providing relief for you and your loved ones.
• Early Super Access: Assistance in accessing superannuation funds early for eligible circumstances, such as financial hardship or medical emergencies.

How Claimsplus Lawyers Can Help

Navigating superannuation claims can be complex, but our team at Claimsplus Lawyers makes the process straightforward and stress-free.

Our Support Includes:

• Expert Guidance: Our experienced professionals guide you through every step of the claims process, ensuring you understand your rights and entitlements.
• Free Claim Check: We assess your situation to determine eligibility and provide a clear understanding of your claim’s potential value.
• Comprehensive Support: From the initial assessment to the resolution of your claim, we handle all aspects of the process so you can focus on what matters most.

With Claimsplus Lawyers by your side, you’ll have the support and expertise needed to maximise your superannuation benefits.

Frequently Asked Questions

What types of insurance are included in superannuation?
Many super funds offer TPD, Income Protection, Trauma, and Death Cover. These benefits provide financial support during significant life events.

How long does it take to process a super claim?
Processing times vary depending on the type of claim and the fund’s requirements. Claimsplus Lawyers ensures accurate submissions to minimise delays.

Can I claim from multiple super funds?
Yes, if you have multiple super accounts with insurance coverage, you may be eligible to claim from each, potentially increasing your financial support.

Ready to Discover Your Options?

Life’s unpredictability calls for reliable support—and your superannuation can be that support. At Claimsplus Lawyers, we offer a complimentary assessment to help you understand your eligibility, explore your options, and maximise your entitlements.

Contact Claimsplus Lawyers Today

For expert guidance on superannuation claims and entitlements, contact us today:

Let us help you navigate your super claims and secure the financial support you deserve.

Disclaimer: This website’s content is general in nature and should not be taken as legal advice. For more information, please refer to our Privacy Policy and Terms of Service. Liability limited by a scheme under the Professional Standards Legislation.