Suncorp TPD Assist Claims – Step-by-Step Guide & Payments

5 min. readlast update: 02.21.2025

Suncorp TPD Assist Claims – Step-by-Step Process & Payment Guide

Suncorp’s Total and Permanent Disability (TPD) Assist provides financial support for individuals who can no longer work due to illness or injury. Unlike traditional TPD insurance, which offers a lump sum payout, TPD Assist provides benefits in multiple instalments based on your date of disablement.

If you're eligible for a Suncorp TPD Assist claim, navigating the claim process can be complex. This guide walks you through how Claimsplus Lawyers handles your claim from start to finish, ensuring you receive every payment you're entitled to.


What is Suncorp’s TPD Assist?

TPD Assist is a disability insurance benefit provided through certain Suncorp superannuation policies. Instead of paying a single lump sum, the benefit is paid in stages.

The number of payments and the percentage of your total benefit depend on your date of disablement—the date you were deemed permanently unable to work.


How Suncorp TPD Assist Payments Work

Your date of disablement determines how your TPD Assist payments are structured.

For Dates of Disablement On or After 1 October 2020

💰 You will receive:
First payment: 25% of the total benefit upfront
Up to 5 additional payments: 15% of the total benefit each

🔹 Payments are typically made every 12 months until the full benefit is received, provided you continue to meet Suncorp’s eligibility conditions.


For Dates of Disablement Between 1 July 2016 and 30 September 2020

💰 You will receive:
First payment: One-sixth of the total benefit
Up to 5 additional payments: Each one-sixth of the total benefit

🔹 Payments are spread over time and require ongoing eligibility assessments.


How Claimsplus Lawyers Handles Your TPD Assist Claim

Many law firms do not assist with TPD Assist claims due to their installment-based payment structure. However, Claimsplus Lawyers specialises in these claims, ensuring your claim is managed correctly at every stage.

Step 1: Free Claim Assessment

We review your superannuation policy to confirm your eligibility
We determine your date of disablement and how your payments will be structured
We assess medical and work history evidence to confirm your claim’s strength

Start Your Free TPD Assist Claim Assessment


Step 2: Gathering Medical Evidence

We request reports from your treating doctors confirming your condition
We collect employment records and work history
We prepare additional supporting evidence if required by Suncorp

💡 Having strong medical evidence increases your chances of claim approval.


Step 3: Submitting Your Claim to Suncorp

We complete and lodge your TPD Assist claim form
We handle all communication with Suncorp and respond to additional requests
We track your claim progress and provide regular updates

Processing times vary, but we ensure prompt follow-ups to avoid unnecessary delays.


Step 4: Suncorp's Claim Assessment & Decision

Suncorp will assess your claim based on:

Whether you meet the definition of TPD
Your date of disablement (which affects your payment schedule)
Whether additional medical reviews are needed

🔹 If Suncorp requests an Independent Medical Examination (IME), we arrange and guide you through the process.


Step 5: Receiving Your TPD Assist Payments

We ensure payments are made on time according to Suncorp’s schedule
We provide ongoing support to maintain eligibility for future payments
We manage any disputes regarding missed or delayed payments


Step 6: Appeals & Dispute Resolution

If your claim is denied or future payments are stopped, we assist with:

Appealing denied claims and providing additional medical evidence
Lodging complaints with the Australian Financial Complaints Authority (AFCA)
Negotiating with Suncorp to reinstate payments

💡 If your payments stop, you may still be eligible—speak with us for an assessment.


Our Fee Structure for TPD Assist Claims

No upfront costs – You do not pay anything until you receive payments
Pay-on-success model – Fees are only charged when each stage of your TPD Assist claim is approved
Fees aligned with your instalment payments – Ensuring legal costs do not impact your financial security

💡 This ensures you never pay legal fees before receiving your benefits.


Why Choose Claimsplus Lawyers for Your Suncorp TPD Assist Claim?

We specialise in TPD Assist claims where many firms do not
We handle your claim from start to finish, minimising stress
We offer a risk-free pay-on-success model
We have a high success rate in securing TPD benefits

📞 Call 1800 252 460 to get started today


Frequently Asked Questions

1. How long does a Suncorp TPD Assist claim take?

Most claims take 3–6 months, depending on medical reviews and Suncorp’s processing times.

2. Can I receive my TPD Assist benefits as a lump sum?

No—Suncorp only pays in instalments based on your date of disablement.

3. Can I work while receiving TPD Assist payments?

Returning to work may affect future payments—it is important to check your policy.

4. What happens if Suncorp stops my payments?

We can challenge the decision, provide additional evidence, and escalate the issue to AFCA if needed.


Start Your Suncorp TPD Assist Claim Today

Making a TPD Assist claim can be complex, but we handle the entire process for you—from lodging the claim to ensuring you receive every payment.

📞 Phone: 1800 252 460
📧 Email: claims@claimsplus.com.au
🌐 Website: https://claimsplus.com.au

Let us help you navigate your super claims and secure the financial support you deserve


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