Post-Retirement Terminal Illness Claims

Understanding Terminal Illness Claims After Retirement 

Understanding the possibilities and implications of making a terminal illness claim in superannuation is crucial for retired individuals. Claimsplus Lawyers provides a comprehensive guide to assist in navigating these claims post-retirement.

Insights into Terminal Illness Claims for Retired Individuals

• Impact of Retirement Status: Retirement does not preclude someone from making a terminal illness claim. The eligibility for such a claim primarily hinges on a medical diagnosis predicting a life expectancy of under 24 months, regardless of whether you are working or retired.
• Consideration of Accessed Superannuation: If you have accessed a significant portion or the entirety of your superannuation due to retirement, this may affect the available amount for a terminal illness claim.

Crucial Aspects to Consider

• Necessity of Medical Certification: Medical evidence is paramount for all terminal illness claims. To confirm the terminal diagnosis, certification from two registered medical practitioners, one of whom must be a specialist in the relevant medical field, is required.
• Superannuation Fund Regulations: Different super funds may have specific criteria or documentation needs for retired members making terminal illness claims. It’s important to familiarise yourself with your particular fund’s policies.
• Interaction with Pension Benefits: It is critical to understand how a terminal illness claim could potentially impact your existing pension phase or other benefits within your superannuation.

Support from Claimsplus Lawyers

Navigating terminal illness claims post-retirement can present unique challenges. Claimsplus Lawyers is dedicated to offering clear guidance and support in these scenarios. Our expertise in superannuation law enables us to provide valuable insights and assist you through the claim process. If you are contemplating a terminal illness claim after retirement or have related queries, Claimsplus Lawyers is prepared to assist you.

Contact Claimsplus Lawyers for Assistance

For any questions or additional support related to making terminal illness claims post-retirement in superannuation, please contact Claimsplus Lawyers directly. Our team is committed to helping you understand and manage your superannuation claim with professional expertise. 

Disclaimer: This website’s content is general in nature and should not be taken as legal advice. For more information, please refer to our Privacy Policy and Terms of Service. Liability limited by a scheme under the Professional Standards Legislation.