Help CentreMyeloma: Understanding Your Rights to TPD & IP Claims
Myeloma, also known as Multiple Myeloma, is a cancer of plasma cells in the bone marrow. These cells are essential for producing antibodies that fight infections. Myeloma disrupts the production of healthy blood cells, leading to anemia, infections, bone damage, and organ dysfunction. If you or a loved one has been diagnosed, understanding its impact on work and financial stability is crucial—particularly when considering Total and Permanent Disability (TPD) and Income Protection (IP) claims.
At Claimsplus Lawyers, we provide expert legal guidance to help you access the financial support you are entitled to, so you can focus on treatment and recovery.
What is Myeloma?
Myeloma is a blood cancer caused by the accumulation of abnormal plasma cells in the bone marrow. This interferes with the production of healthy red and white blood cells, often leading to:
✔ Weakened immune function (increased risk of infections)
✔ Severe fatigue and anemia
✔ Bone pain, fractures, and mobility issues
✔ Kidney dysfunction and organ complications
Since myeloma is incurable, treatment focuses on managing symptoms, slowing disease progression, and improving quality of life—but its impact on work and daily life can be significant.
Symptoms of Myeloma
Common symptoms that can affect work capacity include:
✔ Bone pain and fractures – Often affecting the spine, ribs, and hips.
✔ Chronic fatigue and weakness – Due to anemia caused by low red blood cell production.
✔ Frequent infections – Resulting from impaired immune function.
✔ Kidney dysfunction – Myeloma proteins can damage the kidneys, leading to complications.
Causes & Risk Factors
The exact cause of myeloma is unknown, but certain risk factors increase susceptibility:
✔ Age – Most common in people over 60.
✔ Gender – More prevalent in men.
✔ Ethnicity – Higher risk among Black individuals.
✔ Family history – Those with a first-degree relative with myeloma have a higher risk.
✔ Environmental factors – Exposure to certain chemicals and radiation may contribute.
Diagnosis & Treatment
How is Myeloma Diagnosed?
✔ Blood and urine tests – To detect abnormal proteins and kidney function.
✔ Bone marrow biopsy – To confirm the presence of cancerous plasma cells.
✔ Imaging tests (X-rays, MRIs, CT scans) – To check for bone damage.
Treatment Options:
✔ Chemotherapy & targeted therapy – Slows the growth of cancerous cells.
✔ Stem cell transplant – A potential option for eligible patients.
✔ Supportive care – Includes bone-strengthening medications, dialysis, and transfusions.
TPD & IP Claims for Myeloma
Due to the progressive nature of myeloma, many patients find it impossible to continue working, making TPD and IP claims essential for financial stability.
How Claimsplus Lawyers Can Help You Claim Benefits:
✔ Personalised Legal Support – Tailored to your diagnosis and work capacity.
✔ Claims Assessment & Documentation – We handle all paperwork to build a strong case.
✔ Navigating the Claims Process – Our team deals with insurers and super funds on your behalf.
✔ Maximising Your Entitlements – We advocate to ensure you receive the full benefits you’re eligible for.
Resources & Support
We understand that legal and medical challenges go hand in hand, which is why we connect you to additional support services:
✔ Myeloma Australia – Offers support, resources, and education for patients and caregivers.
✔ Cancer Council – Provides treatment guides, financial assistance, and legal support for cancer patients.
Contact Claimsplus Lawyers – Secure Your Financial Future
If you or a loved one has been diagnosed with myeloma and are considering TPD or Income Protection claims, don’t face this complex legal process alone.
📞 Phone: 1800 252 460
📧 Email: claims@claimsplus.com.au
🌐 Website: https://claimsplus.com.au
Let Claimsplus Lawyers be your trusted legal partner, ensuring you receive the financial support you need to focus on your treatment and well-being.
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