Long Covid Financial Support

Has Long Covid Affected Your Ability to Work?

At Claimsplus Lawyers, we specialise in helping individuals with Long Covid access financial support through their superannuation and personal insurance policies. Long Covid can make it challenging to work full-time or maintain employment. We’re here to secure the financial benefits you deserve so you can focus on recovery.

What Is Long Covid?

Long Covid, or “post-acute sequelae of COVID-19”, refers to symptoms lasting 12 weeks or more after a Covid-19 infection. Common symptoms include:

• Extreme fatigue
• Shortness of breath, chest pain, or heart palpitations
• Memory loss or concentration issues ("brain fog")
• Muscle and joint pain

Research shows up to 30% of people who contract Covid-19 experience Long Covid, significantly impacting their ability to work or perform daily tasks.

Financial Support for Long Covid Sufferers

If Long Covid affects your ability to work, you could be eligible for financial relief through superannuation or personal insurance policies, such as:

• Income Protection: Covers up to 75% of your income if you’re unable to work.
• Total and Permanent Disability (TPD): Typically, a lump sum payment if you’re permanently unable to work.
• Trauma Insurance: Provides a lump sum for chronic conditions.
• Death Cover: A lump sum for your beneficiaries.

Government Support for Long Covid

The Australian Government has made significant investments to support those affected by Long Covid. In early 2024, the government allocated $50 million towards Long Covid research and another $50 million for healthcare innovations to treat chronic conditions. This funding aims to improve access to multidisciplinary care, helping healthcare providers better manage symptoms and provide long-term recovery support.

The government’s recognition of Long Covid as a chronic illness strengthens the case for individuals seeking financial assistance through their personal insurance and superannuation, acknowledging its real impact on employment and daily life.

Frequently Asked Questions

What if my super statement shows “nil cover”?

Even if your super fund indicates "nil cover" now, it may not have been the case when you ceased work. Claimsplus can find out for you.

Am I eligible for financial support if I have Long Covid?

If Long Covid prevents you from working or reduces your capacity to work, you may qualify for a potential claim.

How long does the claims process take?

Timelines vary, but we work to ensure your claim is processed as quickly and efficiently as possible.

How Claimsplus Lawyers Can Help

At Claimsplus Lawyers, we simplify the process:

• Free eligibility assessments to determine your options.
• No-win, no-fee guarantee, ensuring no payment unless your claim succeeds.
• Comprehensive support: From identifying policies to lodging your claim, we’re with you every step of the way.

Key Considerations for Long Covid Claims

• Superannuation Insurance: Many funds include default income protection and TPD coverage.
• Waiting Periods: Long Covid often exceeds the 30-day waiting period required by most policies.
• Multiple Claims: You may claim benefits even if receiving Workers' Compensation or NDIS support.
• Returning to Work: Some policies allow part-time work while receiving payments.

Start Your Claim Check Today

Don’t let Long Covid hold you back. Claimsplus Lawyers is here to help you secure the financial support you need so you can focus on recovery.

Let us help you navigate your super claims and secure the financial support you deserve.

Disclaimer: This website’s content is general in nature and should not be taken as legal advice. For more information, please refer to our Privacy Policy and Terms of Service. Liability limited by a scheme under the Professional Standards Legislation.