Help CentreExploring the Impact of Work Status on Terminal Illness Claims
Understanding how their employment status affects their eligibility for a terminal illness claim is crucial for individuals navigating a terminal illness. Claimsplus Lawyers offers a comprehensive guide to illuminate this aspect.
Key Insights into Terminal Illness Claims and Employment Status:
- Independence from Employment Status: Terminal illness claims in superannuation are predominantly based on the medical prognosis and are not directly linked to the claimant's employment status. The critical factor is a medical diagnosis with a life expectancy of under 24 months.
- Considerations Regarding Work Capacity: While ceasing employment is not a prerequisite for making a terminal illness claim, the severity of the illness may inherently affect an individual’s capacity to continue working.
Important Factors to Consider:
- Emphasis on Medical Certification: The validity of a terminal illness claim hinges on the medical evidence. Certification from two registered medical practitioners, including a specialist in the relevant field of illness, is required to confirm the terminal nature of the condition.
- Personal Decision on Working: The choice to continue or cease working after a terminal illness diagnosis is a deeply personal one. Individuals might decide to work as long as possible or may choose to focus on rest and spending time with family.
- Financial Considerations Beyond Superannuation: Apart from the early access to superannuation benefits through a terminal illness claim, it's also important to evaluate other financial factors, such as income protection or disability insurance benefits, particularly if contemplating a cessation of work.
Support from Claimsplus Lawyers:
Navigating the relationship between employment status and terminal illness claims can be complex. Claimsplus Lawyers is committed to providing clarity and support in these challenging situations. Our expertise in superannuation law ensures that we can guide you through understanding and managing these claims. If you have questions about how your work status interacts with terminal illness claims, Claimsplus Lawyers is here to offer assistance.
Contact Claimsplus Lawyers for Expert Guidance:
If you have any queries or need further assistance regarding terminal illness claims and employment status in superannuation, please contact Claimsplus Lawyers. Our team is ready to provide expert guidance and support through your superannuation claim journey.
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